I was told that by taking driving lessons and getting a certificate for successfully passing it you can lower your insurance as a teenager, anybody heard of that?
Also, are there other things you can show or do to lower your insurance?
I know it varies with each Insurance company but just post anything you know or heard of.
I know that with good grades and beeing a good student you also lower....

Best thing to do is stay on your parents insurance until you're 25... That's if you can't afford insurance on your own.

Never drive ur car lol... or be the second or third driver that car (i think depends onthe insurance company)

My dad said my grades helped a lot...and the fact that I havent had any tickets or anything dropped it after 2 years of driving (even though I get pulled over all the time lol)...

I dont know about the classes...you would have to check with ur insurance company...

If you take a driver's ed course then the insurance company by law has to accept the discount. (Unless it's a high rish only company). But you'd probably just have to sit through all the crap you already know. Like learning to drive again.

Drivers ed is soooooo boring. ive been taking it for the past 2 weeks and i finish on the 29th. I cant wait for it to be over. If it werent required to get a permit, i wouldnt be taking it.

Some insurance companies give a discount to students

Fact is, insurance is always going to be high for a young person so just learn to live with it. Go without eating if you have to lol.

My insurance company offers a good student discount if you have a 3.0 GPA and it's a significant discount.

Oops, I completely ignored the end of the original post. My apologies.

I took a "drivers ed" class. It was hilarious. Dropped my insurance some. Also - if your grade point average is above a B, that should lower it a bit too.


Of course, you still own a new BMW, there's not much you can do about lowering insurance. Insurance companies think Young Kid + BMW = death

I was told that by taking driving lessons and getting a certificate for successfully passing it you can lower your insurance as a teenager, anybody heard of that?
Also, are there other things you can show or do to lower your insurance?
I know it varies with each Insurance company but just post anything you know or heard of.
I know that with good grades and beeing a good student you also lower....

you in the uk? if you are and your male your looking at over a grand, my first car a couple of years back was £2000, but it was a 1.5 engine, diesel admittedly but companies don't like anything bigger than a 1.0 litre.. anyway cheapest cars are usually saxo's or punto's, not that you asked that but i just went through it with a mate last week who just passed...

he did this thing called pass plus, i think it was called that, anyway his insurance was £1200 on a 1.0 saxo, which is pretty good, he did it in a day, took him 6 hours of lessons, they can fail you if they think your really bad but thats quite rare apparently, think he got insure with norwich union but i might be wrong, the cheapest i have found is tesco's insurance, but like i said mine was £2000....

never heard of lowering your insurance because of grades which is why i think you might not be from england but i hope so otherwise i just wasted my time :)

umm..doesnt it say United States under his name? And yes, grades lower your insurance. And taking lessons too, it takes 2 weeks and is the gayest thing i have ever exprienced in my life. You have some 65 year old gentleman sitting next to you teaching you from the ground up...reversing, braking etc. But its worth it cause it did drop mine by like 230 i think

Drivers ed
Good grades in school
A clean record

All that helps.

wait, is drivers ed not required for you guys? cuz i have to take drivers ed in order to get my learners permit, not just for lower insurance.

A took a race driving course, it got me a $25 dollar discount. Defensive driving or "teen" driving courses can help as well. Not that it really helps much when you're paying $200 a month for insurance.

Insurance is a pain. Period.

My insurance (USAA) is $95/month
My driving record and things related to insurance:
2 accidents with 2 different cars (1 was my fault)
1 ticket (73 in a 45, 6 points... reduced to a 3 point Special Hazards ticket) one year ago
Good Student discount (3.85 GPA)
Slightly modified 96 Olds Ciera 3.1 Auto ABS (painted dash, aftermarket pinstripes, computer chip, Tornado gas saver, high performance air filter, custom $150 sound system)

wait, is drivers ed not required for you guys? cuz i have to take drivers ed in order to get my learners permit, not just for lower insurance.

Here in Ohio. Drivers ed is only required if you are under 18. I dont know about everywhere else tho.

umm..doesnt it say United States under his name? And yes, grades lower your insurance. And taking lessons too, it takes 2 weeks and is the gayest thing i have ever exprienced in my life. You have some 65 year old gentleman sitting next to you teaching you from the ground up...reversing, braking etc. But its worth it cause it did drop mine by like 230 i think

bah i was half asleep, you get cheaper insurance for good grades.. i think thats kindof stupid imo, i have decent grades but the "clever" people with all A's that i know make the worst drivers and people like that tend to have bad common sense, i'm saying everyone but a lot do.. one girl got all A's in higher education and didn't know what her full beam headlights were... but then she was a girl, and we all know how good they are at driving ;)

sorry for going a bit off topic, i have no more input as i have no idea how the US works with insurance :)

Grades improve insurance...what do you expect we are in the US...just like with Crdit scores etc...evertyhing is like in kingergarden. You get a cookie for when you do something well....kinda stupid

Here in MA, You take drivers ed, You either pass of fail no grades. Drivers ed lowers insurance quite a bit.

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